INSURANCE
DPIIT notifies 100% FDI in insurance sector
Feb-12-2026

The Department for Promotion of Industry and Internal Trade (DPIIT) under the Commerce and Industry Ministry has notified 100 per cent foreign direct investment (FDI) in the insurance sector following the enactment of legislation in this regard. 

DPIIT noted that government of India has reviewed the extant FDI policy on insurance sector and has made the amendments under the Consolidated FDI Policy of 2020, as amended from time to time. 

As per the government, 100 per cent FDI is allowed in the insurance companies under automatic route. In case of Life Insurance Corporation of India, only 20 per cent is permitted through automatic route. In an Indian insurance company having foreign investment, at least one among the chairperson of its board, its managing director and its chief executive officer, shall be resident Indian citizens, while specifying other conditions.

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