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RBI data shows growth in bank credit to industry in November 2025
Jan-05-2026

The Reserve Bank India (RBI) in its latest data has showed that bank credit to industry increased at a faster rate of 9.6 percent in November 2025 as against 8.3 percent in the same month of the preceding year. On a year-on-year (y-o-y) basis, non-food bank credit rose by 11.4 percent as of the fortnight ended November 28, 2025, compared to 10.6 percent in the corresponding fortnight a year earlier (November 29, 2024).

According to data, credit to 'micro and small' and 'medium' industries continued to exhibit double-digit expansion. Outstanding bank credit to infrastructure, engineering, textiles, and petroleum, coal products and nuclear fuels increased significantly on a year-on-year basis. Further, lending to agriculture and allied activities registered an annual growth of 8.7 percent, compared to 15.3 percent in the corresponding fortnight of the previous year.

Moreover, it mentioned credit to the services sector registered a growth rate of 11.7 percent as compared to 12.8 percent in the corresponding fortnight of the previous year. Growth improved in segments such as non-banking financial companies (NBFCs) and computer software. Segments such as trade and commercial real estate also registered a healthy growth, albeit with a marginal deceleration.

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