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Paisalo Digital raises Rs 188.5 crore to reduce cost of funds
Jan-06-2026

Paisalo Digital has successfully raised around Rs 188.5 crore at an annual Return on Investment (ROI) of 8.5% through its latest listed issuances in Q3. This raise highlights the company’s strong credit profile, disciplined risk management, and robust balance‑sheet strength.

This issuance is expected to meaningfully reduce Paisalo’s cost of funds, strengthen its medium-term capital base, and enhance its lending capacity. Paisalo will deploy the proceeds to support its pan‑India expansion across 22 states and UTs, deepen its High Tech-High Touch distribution model, and accelerate the rollout of new lending products aimed at micro‑entrepreneurs, self‑employed borrowers, and underserved income segments.

With 4,380 touchpoints and a rapidly growing customer franchise, Paisalo is positioned to capture a larger share of India’s formalising MSME and income‑generation credit ecosystem. This raise comes at a time when NBFCs with strong governance and disciplined underwriting are expected to emerge as beneficiaries of evolving market dynamics. 

These developments not only strengthen Paisalo’s credit profile but also set the foundation for faster, more diversified, and more profitable growth over the medium term, further solidifying its role as a leading financial enabler for India’s underserved population.

Paisalo Digital is a leading systemically important Non-Deposit taking NBFC registered with the Reserve Bank of India (RBI), in operation since 1992. The company’s main thrust is on small finance to ensure rural development, self-employment and women-empowerment. 
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