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Profile: L&T Finance
Nov-03-2025

L&T Finance (LTF) (formerly Known as L&T Finance Holdings), headquartered in Mumbai and part of the illustrious L&T group, is a leading upper layer Non-Banking Financial Company (NBFC) in India, offering lending options and catering to diverse financing needs of both urban and rural segments. LTF is deeply committed to upholding the legacy of its parent company, Larsen and Toubro (L&T). The L&T Group, a respected name in India's private sector for many decades, is characterised by professionalism and high standards of corporate governance. Driven by innovation and a customer-centric philosophy developed many decades, Company has established a strong national presence. Through digital transformation and innovation, LTF enhances accessibility and promotes financial inclusion.

Business area of the company

L&T Finance has established itself as one of the nation’s foremost NBFCs, playing a pivotal role in India’s financial ecosystem. The company has consistently demonstrated its commitment to empowering individuals and businesses, providing financial solutions that connect aspirations to opportunities, catering to diverse demographics, from unserved and underserved rural areas to urban centres. 

Loans offered by the company

  • Home Loan
  • Personal Loan
  • Two-Wheeler Loan
  • Business Loan
  • Rural Business Finance
  • Farmer Loan
  • Loan Against Property
  • Gold Loan

Awards

  • 2015: Association of Renewable Energy Agencies of States (AREAS)- An MNRE Body Award for ‘Promoting renewable energy and contributing towards energy equity, energy accessibility and sustainability in the country’.
  • 2015: Achieved 6th position in Asian Private Banker League Table.
  • 2015: Middleware Excellence award for ‘Effective usage of Mobile Cloud Service’ at Oracle Open World, San Francisco.
  • 2016: Central Board of Irrigation & Power Awards (Govt. of India Organization) for ‘Best Finance Company in Renewable Energy at the annual’.
  • 2017: Golden Peacock Award for ‘Risk Management’.
  • 2017: Oracle Excellence Award for ‘Oracle Cloud Platform Innovation in Connect and Extend Applications with Mobile and Bots’.
  • 2017: RE - Finance Awards for ‘Best Renewable Energy Financier of the Year 2017 for both the Solar and Wind Sector’.
  • 2018: Golden Peacock Award for 'Excellence in Corporate Governance.
  • 2018: L&T Finance Holdings featured in the Forbes India's Super 50 Companies 2018
  • 2018: FINNOVITI 2018 Award for ‘SANGAM’, an Innovation in the two-wheeler business
  • 2020: The Asset Triple A Asia Infrastructure Awards 2020 for Renewable Energy Acquisition Financing Deal of the Year.
  • 2020: The Asset Triple A Asia Infrastructure Awards 2020 for Utility Deal of the Year
  • 2020: FICCI Corporate Social Responsibility Award for ‘Women Empowerment’
  • 2020: Golden Peacock Award for ‘Corporate Social Responsibility’
  • 2020: 10th India Digital Awards for its flagship CSR initiative - Digital Sakhi
  • 2021-22: SAP ACE Awards 2021 The Disruptor Best Finance Transformation (December 2021)
  • 2021-22: Quantics BFSI Excellence Awards Technology Leader Infra Finance (August 2021)
  • 2022-23: Best Enterprise Security at the BFSI Technology Conclave 2023
  • 2022-23: Anti-Fraud Award at the 5th Annual Anti-Fraud Conclave and Award 
  • 2022-23: Overall ESG Leadership by ESG India Leadership Award 2022
  • 2022-23: ICC - Environment Excellence Awards 2022 (Certification of Appreciation)
  • 2022-23: Mahatma Award for Reporting and Transparency
  • 2023-24: Sustainability Summit and Awards at the UBS Forums Awards
  • 2023-24: 6th Indian Chamber of Commerce Social Impact Awards 2024
  • 2023-24: ET Legal Awards 2023
  • 2023-24:16th NBFC &Fintech Conclave and Awards 2023
  • 2023-24: 4th Annual BFSI Excellence Awards 2023
  • 2024-25: FAME national award 2024 platinum award towards excellence in best CSR practices
  • 2024-25: Bronze award in the best digital brand strategy category
  • 2024-25: Best digital campaign award
  • 2024-25: Gold for the best influencer led product launch

Milestones

  • 2008: L&T Finance makes foray into Microfinance.
  • 2008: L&T Finance commence distribution of financial products.
  • 2008: L&T Finance starts financing of capital market products.
  • 2009-2010:  L&T Finance taps retail sources to raise funds for the first time - successful back-to-back NCD issuances.
  • 2010: L&T Finance acquires DBS Cholamandalam Asset Management Limited and DBS Cholamandalam Trustees Limited, foraying into mutual funds business L&T Infra receives 'Infrastructure Finance Company' status from RBI.
  • 2011: L&T Finance Holdings has successfully completed the acquisition of Indo Pacific Housing Finance Ltd (IPHF)L&T Finance Holdings Ltd acquires FamilyCredit Ltd. from Societe Generale Consumer Finance L&T Finance acquires DBS Cholamandalam Asset Management Limited and DBS Cholamandalam Trustees Limited, foraying into the mutual funds business.
  • 2012: Acquisition of Fidelity's mutual fund business in IndiaEntry into 2-wheeler finance by acquiring family credit.
  • 2013: Incorporated L&T capital markets-A platform for wealth management.
  • 2013: L&T Finance Holdings has acquired auto finance company Family Credit Limited.
  • 2017: L&T Finance Holdings launches Micro Loans business in Assam.
  • 2017: L&T Finance Holdings launches Micro Loans business in Bihar.
  • 2018: Centrum Acquires L&T Finances Supply Chain Finance Business.
  • 2019: L&T Financial Services Launches Digital Sakhi in Tamil Nadu.
  • 2019: L&T Finance Launches Sabse Khaas Loan for Two-Wheeler Customers.
  • 2020: IIFL completes acquisition of L&T Finance's wealth management business.
  • 2022: L&T Finance Holdings’ arm, Hero Electric enter into partnership to offer easy financing solutions
  • 2022: L&T Finance Holdings’ arm secures first Rs 200 crore Sustainability Linked Rupee Loan
  • 2023: L&T Finance Holdings completes merger of subsidiaries with itself
  • 2025: L&T Finance launches Knowledgeable AI on new corporate website
  • 2025: L&T Finance enters into gold loan business
  • 2025: L&T Finance partners with Google Pay to offer personal loans
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